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Understanding RV Extended Warranties: What’s Covered And What’s Not

November 2, 2022

Are you considering purchasing an RV extended warranty, but feeling uncertain about what is covered and what isn’t? You’re not alone. Many RV owners find themselves in the same position, unsure of whether or not they need additional coverage beyond their manufacturer’s warranty.

At its core, an RV extended warranty provides peace of mind by covering unexpected repairs and breakdowns that may occur after your manufacturer’s warranty has expired. But it’s important to understand exactly what is covered – and just as importantly, what isn’t – before making a decision about which extended warranty plan to choose. In this article, we’ll take a closer look at some of the key things you should know when it comes to understanding RV extended warranties.

What Is An RV Extended Warranty?

An RV extended warranty is a service contract that provides coverage for the repair or replacement of certain parts and components in your motorhome. This type of warranty typically kicks in after the manufacturer’s warranty expires, allowing you to extend protection against unexpected mechanical breakdowns and other issues.

One of the benefits of an RV extended warranty is peace of mind. Knowing that you have coverage for major repairs can help alleviate some of the stress that comes with owning an RV. Additionally, many warranties include roadside assistance, so if you do experience a breakdown while on the road, you’ll be able to get help quickly.

However, there are also drawbacks to consider when it comes to purchasing an RV extended warranty. The cost comparison between what you pay upfront versus what repairs would actually cost without a warranty needs careful consideration. Furthermore, not all types of damage may be covered under your policy. It’s important to read through the details carefully before signing up for any kind of extended warranty plan.

While an RV manufacturer’s warranty will cover most issues within a given timeframe, it doesn’t last forever. In the next section below we will discuss how an extended warranty differs from manufacturer’s warranties

Manufacturer’s Warranty Vs. Extended Warranty

When purchasing a new RV, it usually comes with a manufacturer’s warranty that covers certain repairs and replacements for a limited time frame. This warranty can be a big selling point for the buyer as it gives them peace of mind knowing they are covered in case anything goes wrong within the specified period. However, these warranties typically only cover defects or issues caused by faulty workmanship or materials.

On the other hand, an extended warranty is an additional coverage that extends beyond the manufacturer’s warranty period and can provide more comprehensive protection against unexpected repair costs. The pros of having an extended warranty include added security against unforeseen expenses and potential flexibility in choosing repair shops. Additionally, some plans offer perks like roadside assistance or rental car reimbursement to help you get back on the road quickly.

Despite its benefits, extending your RV’s warranty comes at a cost. Depending on the plan and provider selected, this could amount to thousands of dollars over several years. Furthermore, there may be limitations on what types of repairs are covered under the policy or restrictions on where those repairs can be performed. Before committing to any service contract, compare prices between providers carefully and weigh both pros and cons before deciding if an extended warranty is worth investing in.

Looking into either option – stick with just the original manufacturer’s warranty or add to it via extension – is important when buying an RV since costly repairs can devastate one’s budget without proper preparation ahead of time. With that being said, what exactly does an rv extended warranty cover?

What’s Covered By An RV Extended Warranty?

As we mentioned in the previous section, an RV extended warranty is a great investment for those who want to protect their vehicle from unexpected repairs and expenses. But what exactly does it cover? Let’s break down the benefits of an RV extended warranty.

First and foremost, an RV extended warranty covers mechanical breakdowns that are not caused by wear and tear or normal use. This means that if your air conditioning system suddenly stops working or your engine needs major repairs due to a malfunction, you won’t have to worry about paying out-of-pocket expenses. Additionally, many warranties offer roadside assistance and towing services in case your RV breaks down while on the road.

Another benefit of an RV extended warranty is peace of mind. Knowing that you’re covered in case something goes wrong can alleviate stress and allow you to enjoy your travels without worrying about potential repair costs. Plus, with most warranties, you can choose from a variety of coverage options based on your budget and specific needs.

Of course, there are some factors that affect RV extended warranty cost, such as the age and condition of your vehicle. However, when weighing the cost against the benefits, most people find that investing in an extended warranty is worth it in the long run.

Moving forward, let’s take a closer look at what isn’t covered by an RV extended warranty so you can make a fully informed decision about whether this type of protection is right for you.

What’s Not Covered By An RV Extended Warranty?

As much as an RV extended warranty can provide peace of mind, it’s essential to understand what it doesn’t cover. There are common exclusions that you should be aware of before signing up for coverage. Knowing these limitations helps set your expectations and prevents unexpected repairs from causing unwelcome surprises.

One thing not covered by most RV warranties is pre-existing conditions or defects in the RV at the time of purchase. If a problem already existed, but you didn’t notice or report it during the initial inspection, then any related repair costs won’t be covered. Similarly, if the issue was caused by poor maintenance on your part, such as neglecting regular oil changes or tire rotations, it will likely fall under this exclusion.

Another typical exclusion is wear and tear due to normal use. While an extended warranty covers mechanical breakdowns, parts malfunctioning because they’ve been used over time aren’t usually included. For example, worn-out brake pads or tires with low tread may need replacing after several years of driving regularly; however, these aren’t considered unexpected repairs that would qualify for coverage under an extended warranty plan.

Finally, some other exclusions relate to specific types of damage resulting from particular circumstances like collisions or natural disasters such as floods or fires. These events typically require specialized insurance policies rather than standard extended warranties since their likelihood varies widely depending on where you live and how you drive your RV.

Covered Not Covered
Engine Components Pre-Existing Conditions
Electrical Systems Wear & Tear Due To Normal Use
Suspension Parts Specialized Damage (Natural Disasters)

In conclusion, understanding what’s not covered by an RV extended warranty is just as important as knowing what is included in your policy. The last thing anyone wants is to pay for a plan only to realize too late that many significant expenses won’t get reimbursed. By reviewing common exclusions, you can make an informed decision about whether an extended warranty is worth the investment for your peace of mind. The next step will be choosing the right RV extended warranty plan that fits your specific needs and budget.

Choosing The Right RV Extended Warranty Plan

When it comes to choosing the right RV extended warranty plan, there are a variety of factors to consider. One important factor is coverage limits. Make sure you understand what exactly is covered and for how long. Some plans may have higher coverage limits but also come with a higher cost.

Another factor to consider when choosing an RV extended warranty plan is the cost comparison between different providers. You want to make sure you’re getting the best bang for your buck while still having adequate coverage in case something goes wrong with your RV.

To help simplify this decision-making process, here are two sub-lists to keep in mind:

  • Consider the reputation of the provider
  • Look at reviews from other customers
  • Check their rating with organizations like the Better Business Bureau
  • Evaluate your own needs
  • Determine how much you use your RV and where you travel
  • Decide on a budget that works for you

Keep these points in mind as you explore different options for RV extended warranties. Remember, finding the right plan can provide peace of mind knowing that unexpected repairs will be covered without breaking the bank. In our next section, we’ll dive into understanding the fine print so that you can choose a policy that truly meets your needs.

Understanding The Fine Print

As with any warranty, it’s important to understand the fine print before signing on the dotted line. RV extended warranties can be complex, and there are several common exclusions that buyers should be aware of.

One exclusion is for pre-existing conditions. If your RV has a problem that was present before you purchased the extended warranty, it will likely not be covered. Additionally, some policies exclude coverage for wear and tear items like brakes, tires, and upholstery.

To make a claim under your RV extended warranty, you’ll typically need to follow a specific process outlined by the provider. This may include providing detailed documentation of the issue or taking your RV to an approved repair facility. It’s important to familiarize yourself with these requirements so that you can quickly and efficiently file a claim if needed.

Understanding the fine print of your RV extended warranty can save you headaches down the road. By being informed about common exclusions and knowing how to navigate the claims process, you’ll be better equipped to make the most of your investment in this valuable coverage.

Making The Most Of Your RV Extended Warranty

Understanding the fine print of your RV extended warranty is crucial before making any claims. However, it’s equally important to know how to maximize the benefits you are entitled to. After all, an extended warranty is a significant investment and should be used wisely.

To make the most out of your RV extended warranty, start by keeping track of all maintenance records. This will ensure that your vehicle has been well-maintained and can prevent future problems that may not be covered by the warranty. Additionally, familiarize yourself with the claiming process so you can quickly submit claims when needed.

Maximizing benefits also means taking advantage of additional services provided by your warranty provider. Some companies offer roadside assistance or travel reimbursement while your vehicle is being repaired. Make sure to inquire about these services and take full advantage of them whenever possible.

Claiming Process:

  • Keep detailed maintenance records
  • Prevents future issues
  • Familiarize yourself with the claiming process
  • Quickly submit claims when necessary

Additional Benefits:

  • Roadside assistance
  • Travel reimbursement

Remember, an RV extended warranty is only as good as its coverage and your ability to use it effectively. By knowing what’s covered in the fine print and maximizing benefits such as additional services, you’ll have peace of mind on the road.

Frequently Asked Questions

How Much Does An RV Extended Warranty Typically Cost?

The average cost of an RV extended warranty can vary widely depending on the coverage level, length of time and deductibles. However, it’s important to note that negotiating prices is possible in most cases. As a writer specializing in RV extended warranties, I recommend doing your research ahead of time and shopping around for the best deal. Don’t be afraid to ask questions or negotiate terms that work best for you and your budget. Ultimately, investing in an RV extended warranty can provide peace of mind and protect against unexpected repair costs down the road.

Are There Any Age Restrictions On RVs That Are Eligible For Extended Warranties?

Are you wondering if your older RV is still eligible for an extended warranty? Well, there are definitely age restrictions when it comes to the eligibility criteria. Generally speaking, most providers will only offer coverage for RVs up to a certain age limit, which varies depending on the company and plan selected. This means that if your RV exceeds the maximum age requirement, then unfortunately, you won’t be able to purchase an extended warranty at all. However, some companies may offer limited options or special plans specifically designed for older vehicles. It’s always best to check with your provider directly regarding their policies on RV age restrictions and eligibility requirements before making any decisions about purchasing an extended warranty.

Can I Purchase An Extended Warranty For A Used RV?

Picturing yourself roaming the open road in your RV is a dream come true. However, purchasing a used RV can be a gamble as it may not have the same level of reliability and protection as a new one. That’s where extended warranties come into play. The benefits of buying an extended warranty for your used RV include peace of mind knowing that you’re covered if unexpected repairs arise. Limitations to keep in mind are that some providers may not offer coverage on certain pre-existing conditions or wear and tear items. Factors and considerations when choosing an extended warranty plan should include the age, model, and condition of your vehicle, as well as the provider’s reputation and pricing options to find the best fit for your needs.

Is Routine Maintenance Covered Under An RV Extended Warranty?

Routine maintenance is an important aspect of owning an RV, but it’s often overlooked when considering the limitations of an extended warranty. While some plans may cover certain maintenance costs, it’s important to understand that not all repairs will be covered under your RV extended warranty. It’s a good idea to thoroughly read through your contract and speak with your provider about any potential out-of-pocket expenses for routine upkeep before signing up for coverage. Remember, an RV extended warranty is designed to protect you from unexpected repair bills – not necessarily regular maintenance costs.

Can I Choose My Own Repair Shop Or Am I Limited To Certain Providers Under An Extended Warranty?

When it comes to choosing providers for repairs under an RV extended warranty, there may be certain coverage limitations that you need to keep in mind. While many warranties do allow you to choose your own repair shop, some may limit the providers you can work with if they have specific partnerships or agreements in place. It’s important to review the terms of your warranty carefully and understand any provider restrictions before purchasing so that you know what options are available to you when it comes time for repairs.


So, there you have it – a comprehensive guide to understanding RV extended warranties. As an RV extended warranty writer, I can tell you that while these warranties may seem like an added expense, they can ultimately save you money in the long run by covering costly repairs and replacements.

However, it’s important to carefully review the terms and conditions of any extended warranty before making a purchase. Consider factors such as cost, age restrictions, coverage for routine maintenance, and provider limitations. By doing so, you’ll be able to make an informed decision about whether an RV extended warranty is right for you and your vehicle.

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