Frequently Asked Questions About RV Extended Warranties

Most RV extended warranties cost between $3,000 and $10,000 in total, depending on your RV’s age, mileage, class, and how much coverage you choose. Coach-and-powertrain coverage on a large Class A sits at the higher end; stated coverage on a newer towable sits lower. Because No Repair Cost sells the same coverage the dealer sells without the dealer markup, owners keep up to 50% — get your exact number in about 60 seconds with a free quote.

For most owners, yes — a single major repair can cost more than years of coverage. A motorhome transmission runs roughly $1,900 to $12,000, major engine work starts around $10,000, and even a refrigerator or roof air conditioner runs $600 to $3,500 — with RV repair labor averaging $150–$170 an hour. Coverage is worth the most when it’s bought while everything is still running right, because it must be in place before a breakdown.

They’re usually the same coverage — the policies sold in a dealership’s finance office are typically the same contracts specialty providers sell, from the same A-rated underwriter, with the same claims process. The difference is price: the dealer adds a markup, which is how No Repair Cost sells the same coverage for up to 50% less. Always compare the contract, not the logo on the brochure.

Yes — you can use any licensed repair shop in the USA, and a licensed mobile mechanic can even come to you. You are never locked into a dealership or a network. Just have the shop diagnose the issue and contact us for pre-authorization before the work starts, and the covered repair is paid minus your deductible.

Before anything breaks — coverage must be in place before a mechanical breakdown, so the best time is while your RV is running right. That matters sooner than most owners expect: about 30% of RVs experience a breakdown in only their second year, and most will have a major breakdown by their eighth year. Buying early also locks in eligibility — RVs qualify from model year 2011 up, motorized and towable alike.

No — an RV extended warranty is a vehicle service contract, not insurance. Insurance covers accidents, theft, and liability; a service contract pays for covered mechanical breakdowns like the engine, transmission, generator, slide-outs, and appliances. The two work side by side, and most owners carry both.

RV warranties are technically only provided by RV manufacturers. These warranties typically last 12 months after the initial sale of an RV from a dealership. Extended service contracts offer continued peace of mind after factory warranties expire. RVs today are progressively getting more and more complex, and with complexity comes repair. Did you know RV repair labor alone averages $150–$170 an hour — up to $189 at a dealer? That could quickly turn a vacation into a nightmare. Why not let your extended service contract cover the cost for you? It’s an excellent way to protect your investment for the future and add value to your RV at the same time. Service contracts through NoRepairCost.com are transferable should you decide to sell your RV while it’s still covered.

Our list of available policies ranges from “Exclusionary” coverage (which covers all of the manufacturer’s original items) to “Stated” coverage, also known as “comprehensive” coverage (this means almost everything is covered, and it comes with a short list of what is not). We also offer full powertrain coverage. We’ve been in the RV business for three generations, and we pride ourselves on offering clients only top-tier extended service contract products — backed by the same A-rated underwriter the dealer uses.

According to the statistics, most RVs will experience some sort of major breakdown by their eighth year, and 30% of RVs will experience breakdowns in only their second year. With labor at repair facilities averaging $150–$170 an hour — up to $189 at a dealer — it makes sense to get an extended service contract ahead of time to protect your investment, while everything is still running right.

Absolutely. The service contract is transferable to the new owner for a small fee. Having an existing service contract can add a tremendous amount of value to your RV and help with the selling process. What potential RV owner isn’t going to want the added peace of mind that comes with a reliable, high-quality service contract?

Of course. Covered repairs — parts and labor both — are paid during the repair process, and you’re responsible only for your deductible.

The deductible is only charged once per visit to the repair facility, not per item needing to be repaired. It is not uncommon on RVs to have several items that need repair on the same visit.

Yes. Please ask your sales representative about the available financing options.

If you find yourself needing to use your extended service plan coverage for any reason, you are welcome to take your RV to any licensed repair facility in the USA. Have your facility diagnose the issue and reach out to us to pre-authorize the repair for any of the required work. It is important to be aware that this pre-authorization is required to have the claim covered by your service contract. Once the repair is complete, pick up your RV with a smile, knowing you didn’t have to come out of pocket any more than your deductible. Let us pick up the tab.

Unless you purchase an optional maintenance service contract in addition to your extended service contract, routine maintenance is not included. Routine maintenance is required to stay compliant with your service contract, and we always recommend logging the maintenance as you perform it. This will also help if the day ever comes when you want to sell your RV.

You should always ask questions if you have them — there are no dumb questions when it comes to protecting your investment. Make sure to understand what is covered as well as what is NOT covered in your policy. A good rule of thumb is that “Exclusionary” policies are the most recommended to get: these come with information on exactly what is NOT covered, and in turn ALL remaining items are covered.

You are welcome to transfer your policy to the new owner if they’d like that to be part of the sale. If you are trading in your RV to a dealership, or maybe RV’ing just isn’t for you, canceling your policy is also an option. There will be a prorated refund issued once it is complete.