Owning an RV is a dream come true for lovers of travel. Having all the luxuries of home while traveling can’t get any better. With more than 16,000 public and privately owned campgrounds nationwide, RVers are free to roam America’s roads for a weekend or months at a time. This results in many RVers protecting their dream under RV extended warranties.
Here are a few things you need to know before purchasing an RV warranty.
How Do Extended RV Warranties Work?
In general, extended warranties pick up where your manufacturer’s warranty left off. They can also act as an extra blanket of coverage. There are two levels:
- Exclusionary: Exclusionary policies cover pretty much everything with only a short non-specified list of what they won’t cover.
- Inclusionary: An inclusionary policy only covers what they specifically state in the policy contract. In a way, these warranties function a bit like an insurance policy, as you choose the policy that works for you. Upon completion of the repairs, all you have to pay is your deductible.
Are RV Warranties Mandatory?
While RV insurance is required, an RV doesn’t need to have an extended warranty. However, obtaining the RV extended warranty is a wise choice. RV repairs can become expensive depending on the problem. Plus, you never know what will happen. An extended RV warranty can save you thousands of dollars.
Coverage and Cost
An extended RV warranty offers a wide array of coverage, from electrical to mechanical to inside your RV. Coverage entirely depends on the company and its service plans, plus what you want to be covered.
You can expect your extended RV warranty cost to vary. Your warranty specialist will ask about the RV make and model along with other factors before they can give you an estimate.
There is a good chance that the RV dealer you bought your RV from offers extended warranties. However, if they don’t, there are outside sources, like a wholesale warranty or the RV extended warranty, that offer extended RV warranty policies for RV owners. Overall, purchasing an RV extended warranty offers you peace of mind if your RV takes some downtime.