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Top Misconceptions About RV Extended Warranties

February 27, 2023

When you purchase an RV, the last thing you want to think about is the potential for costly repairs. Unfortunately, a study conducted by the National Insurance Consumer Organization estimated that 26 percent of RV owners will experience unexpected mechanical or structural issues during their first year of ownership. To protect themselves from these costly repairs, many RV owners consider purchasing an extended warranty – but there are misconceptions about what these warranties actually cover and how they work. This article will explore some of the top misconceptions associated with extended warranties for RVs so that you can make an informed decision about your own coverage.

There is no one-size-fits-all solution when it comes to protecting your RV from expensive repair costs. Whether you are a newbie to the RV world or a veteran traveler, understanding what an extended warranty covers is essential before making any decisions. Unfortunately, there is a lot of misinformation out there which can lead to confusion and misunderstandings about what these warranties actually provide.

In this article, we will discuss some of the most common misconceptions associated with extended warranties for RVs and help you understand what types of coverage may be best for your unique situation in order to ensure peace of mind on those long road trips. Knowing the facts about extended warranties for RVs can help you make an informed decision about whether or not this type of coverage makes sense for your needs.

What Is An RV Extended Warranty?

An RV extended warranty is a service contract that covers repairs and replacements of certain components in the vehicle. It’s an important form of protection for anyone who has invested in an RV. While it isn’t mandatory, having this kind of coverage can save you from expensive repair bills down the road.

One of the biggest misconceptions about RV extended warranties is that they’re only useful for older vehicles. In reality, a warranty can protect any RV regardless of age or mileage – from brand new to used models. Many companies offer warranties that are tailored to specific types of RVs, so it pays to do your research and find one that meets your needs.

Another misconception is that all extended warranties have the same coverage and cost the same amount. The truth is, each warranty will be different depending on the company and the type of coverage you choose. It’s important to read through all the details before signing up for a plan, so you know exactly what you’re getting into. With some careful research and comparison shopping, you can find an RV extended warranty that fits your budget and offers adequate protection against costly repairs.

Benefits Of An RV Extended Warranty

Is an RV extended warranty worth it? Many people believe that these warranties are not beneficial, but this could not be further from the truth. Extended warranties provide peace of mind and financial security when unexpected repair costs arise. Let’s look at the benefits of an RV extended warranty in more detail.

First, having an extended warranty gives you the security of knowing that you won’t be solely responsible for costly repairs. If something happens to your RV, you can rest assured that your warranty will cover a large portion of the cost. This allows you to enjoy your RV without worrying about accumulating a large debt if any major repairs are required.

The second benefit is that extended warranties often come with other services such as roadside assistance and trip interruption coverage. Roadside assistance gives you access to emergency support if something goes wrong while on the road. Trip interruption coverage helps to offset costs if you have to leave your destination early due to mechanical failure or other issues. Without an extended warranty, all these services would cost extra money, yet they can all be included in one package with a good RV extended warranty plan.

RV extended warranties provide much-needed peace of mind and financial protection from unexpected repair costs. With additional services like roadside assistance and trip interruption coverage included in some plans, it’s clear that there are many advantages to getting an RV extended warranty for your vehicle.

Cost Of An RV Extended Warranty

The cost of an RV extended warranty can be a major factor in deciding whether or not to purchase one. It’s important to understand the various costs associated with a warranty before making any decisions.

Typically, the cost of an RV extended warranty is based on factors such as the age, make and model of the RV, as well as how many miles it has been driven. Some companies offer discounts for certain types of RVs, such as those that are used for recreational purposes only. Other companies may offer discounts based on the length of coverage or other factors.

It’s also important to consider any additional fees and charges associated with purchasing an RV extended warranty. These may include administrative fees, deductibles, repair or replacement parts and labor costs for repairs or replacements made during the term of the warranty. Additionally, some warranties may require a deductible payment at the time of purchase or renewal.

Understanding these costs upfront and researching different extended warranty options can help you determine which option works best for you and your RV needs. Armed with this knowledge, you’ll be better prepared to make an informed decision that meets both your budget and your RV needs.

What’s Not Covered By An RV Extended Warranty

When it comes to RV extended warranties, there are many misconceptions about what is and isn’t covered. Many people assume that since they’re paying for the warranty, their vehicle will be taken care of no matter what. But this isn’t always the case. So, what exactly is not covered by an RV extended warranty?

One of the most common things that is not included in an RV extended warranty is wear-and-tear items such as tires or brakes. In addition, any kind of repairs due to routine maintenance or neglect are also not typically covered under a warranty. This means that if you fail to keep up with regular maintenance tasks such as oil changes or tire rotations, you won’t be able to rely on your warranty for repair costs. Similarly, if you make modifications to your RV without obtaining prior approval from the warranty provider, those modifications may not be covered either.

In addition to regular wear-and-tear items and modifications made without prior approval, some RV extended warranties may not cover certain types of damages caused by accidents or road hazards. While some warranties will cover these types of damages if they occur due to a defect in the vehicle’s design or manufacturing process, they may not cover them if they were caused by something else. It’s important to read the fine print when selecting an RV extended warranty so you know exactly what is and isn’t included in coverage.

Knowing what’s excluded from an RV extended warranty can help inform how you choose one for your needs and ensure that you get the best coverage possible.

How To Choose An RV Extended Warranty

When it comes to choosing an RV extended warranty, it’s important to do your research and make sure you find the right one for you. Take Sarah and John, for example, they recently bought a used RV that comes with a lot of wear and tear. They wanted to protect their investment, so they decided to purchase an RV extended warranty. After doing some research online, they were able to find a policy that fit their budget and offered the coverage that best suited their needs.

Choosing an RV extended warranty is more than just looking at price points; there are several other factors you should consider when making your selection. First, make sure you understand the specific coverage provided by each policy. For example, some policies may only cover certain parts or components of the RV while others may offer added benefits such as roadside assistance or rental reimbursement. Additionally, consider how long the policy will last and what restrictions are in place regarding deductibles or repair limits. You should also check if any pre-existing conditions are excluded from coverage under the warranty policy.

Lastly, be sure to read reviews from other customers who have purchased similar policies in order to get a better understanding of how reliable the company’s customer service is and whether or not they can be trusted when it comes time to file a claim. By taking all these factors into consideration, Sarah and John were able to select an RV extended warranty that met their needs without breaking their budget.

Common Misconceptions About RV Extended Warranties

When it comes to RV extended warranties, there are plenty of misconceptions out there that can be misleading. It’s like a fog rolling in – clouding our view so that the truth is harder to see. But fear not! We’re here to clear things up and make sure you have all the facts before making your decision.

One of the most common misunderstandings about RV extended warranties is that all repairs are covered. Unfortunately, this isn’t true. Depending on what kind of warranty you purchase and which provider you go with, there may be certain exclusions or restrictions when it comes to coverage. Additionally, some warranties only cover specific components or parts. So it’s important to do your research and read the fine print before signing any contracts.

Another misconception is that all repair costs will be covered in full by an RV extended warranty – but again, this isn’t necessarily the case. Most warranties will require you to pay a deductible before they begin covering the cost of repairs. This amount can vary depending on your provider, so it’s important to know what you’re getting into before purchasing a plan.

Finally, even if your RV is covered by an extended warranty, it doesn’t mean that repairs will happen quickly or easily – so don’t forget to factor in time and convenience when selecting a provider as well!

Misconception 1: All Repairs Are Covered

This is a common misunderstanding about RV extended warranties, and it’s important to understand that not all repairs are covered. It’s important to read the fine print in any warranty agreement to understand what is and isn’t covered. Generally, only those repairs or replacements that fall within the scope of the warranty will be accepted by the warranty provider.

Another way to think of RV extended warranties is that they offer peace of mind, rather than promising to cover every eventuality. The goal is not necessarily to replace every single component, but instead to provide coverage for those major repair costs that come up unexpectedly.

Even with an extended warranty plan in place, it’s still a good idea for RV owners to be proactive when it comes to maintenance and upkeep. Regular oil changes and tune-ups can help keep RVs running smoothly and reduce the risk of unexpected breakdowns. Taking these precautions can help increase the value of an RV over time, as well as minimize repair costs down the line.

It’s important for RV owners to carefully consider their options when deciding if an extended warranty plan is right for them – especially in terms of understanding what types of repairs are and aren’t covered. With this knowledge, RV owners can make an informed decision about whether an extended warranty makes sense for their situation.

Misconception 2: Warranties Are Too Expensive

It is a common misconception that RV extended warranties are too expensive. In reality, there are a variety of options available to fit the needs of any budget. Here are some points to consider when choosing an RV warranty:

  • Many extended warranties offer coverage on both parts and labor, so you can get the most value out of your purchase.
  • Warranties allow you to customize coverage based on your individual needs, so you don’t have to pay for services you don’t need.
  • Most companies also offer flexible payment options, making it easier to afford the cost of coverage.

These features make RV extended warranties an attractive option for anyone looking for additional protection for their RV. They provide peace of mind knowing that if something goes wrong with an essential part or system, it will be covered by the warranty and repairs won’t break the bank. With all these benefits in mind, it’s easy to see why RV extended warranties can be worth the investment.

The value of an extended warranty depends on how much risk you’re willing to take on and how much coverage you need for your specific situation. Knowing this information can help ensure that you’re making a well-informed decision when it comes to protecting your RV from unexpected breakdowns and expensive repairs. With this knowledge in hand, let’s move on to our next misconception about RV extended warranties: they are only for old RVs.

Misconception 3: Warranties Are Only For Old RVs

The third misconception about RV extended warranties is that they are only for old RVs. This is false, as coverage can be purchased for new RVs as well. The cost of the warranty depends on factors such as the age and condition of the RV, so it’s important to shop around and compare different providers. In addition, some dealerships offer extended warranties with their new RV purchases.

It’s also important to understand what exactly is covered by the warranty. Different providers may offer different levels of protection, so be sure to read through all the details before purchasing a policy. Additionally, many companies offer customizable policies that allow you to add or remove certain items from coverage depending on your needs.

Finally, it’s worth noting that some warranties provide more than just repair coverage; they may also include roadside assistance and other benefits. Although the price may vary depending on the provider and level of coverage chosen, taking advantage of these added benefits can be a good way to get extra peace of mind when driving your RV. With that in mind, it’s time to explore misconception 4: it’s difficult to make a claim.

Misconception 4: It’s Difficult To Make A Claim

Making a claim when your RV extended warranty fails to cover repair costs can often seem daunting. It’s like walking up a steep mountain, with the uncertainty of what lies ahead – it can be both mentally and physically exhausting. But just like any journey, preparation and knowledge is key.

  • Have a clear understanding of the coverage limits in your specific policy and what types of repairs are covered.
  • Gather all evidence you think might help support your case.
  • Research the repair shop you plan to take your RV to, as some shops have better relationships with certain warranty companies than others.
  • Make sure that any paperwork from the repair shop is properly filled out so there are no delays in processing the claim.

The process may require patience and perseverance, but having an RV extended warranty helps ensure that unexpected maintenance or repairs don’t put an end to your adventure prematurely. With proper preparation and knowledge of the process, making a claim doesn’t have to be difficult – it can even become just another part of your journey!

Frequently Asked Questions

What Is The Difference Between An RV Extended Warranty And A Regular Warranty?

RV extended warranties are often misunderstood and can be difficult to comprehend. They are different from regular warranties in several ways, and understanding the distinctions between the two is critical for any RV owner. For starters, an RV extended warranty offers a higher level of coverage than that of a regular warranty. This means that it covers more components on the vehicle and provides protection for longer periods of time. Additionally, an RV extended warranty usually includes roadside assistance and other services that are not included in a regular warranty. Here’s a breakdown of the differences between the two:

  1. An RV extended warranty offers additional coverage than what is provided by a regular warranty
  2. An RV extended warranty often includes roadside assistance
  3. An RV extended warranty provides protection for longer periods of time
  4. An RV extended warranty often includes additional services such as towing, rental cars, and discounts on parts and labor.

While both types of warranties offer protection for vehicles, there are important distinctions to consider when choosing one over the other. The length of coverage, additional services offered, and level of protection all need to be taken into consideration when deciding which type of warranty best suits your needs. Taking the time to understand these differences can help ensure that you have the right coverage for your vehicle.

Are There Any Special Considerations For RV Extended Warranties If The RV Is Used For Business Purposes?

When considering an RV extended warranty, there are some special considerations that must be taken into account if the RV will be used for business purposes. For starters, it’s important to understand that a regular warranty covers defects in material and workmanship during the warranty period, while an RV extended warranty provides additional coverage beyond that of the original manufacturer’s warranty.

It’s also important to note that many RV extended warranties don’t cover certain types of repairs such as those related to use for commercial or business activities or when the vehicle is used outside of its intended purpose. Additionally, some warranties may require additional premiums or even exclude certain features from coverage if they are used for a business purpose.

Finally, it’s essential to understand all the details of your RV extended warranty before you purchase it, particularly if you plan on using the vehicle for business purposes. This will help ensure you have adequate coverage and won’t be caught off guard by unexpected costs down the line.

How Long Does An RV Extended Warranty Usually Last?

The old adage ‘time is of the essence’ is never truer than when considering an RV extended warranty. Knowing how long a warranty typically lasts can help you make an informed decision when it comes to protecting your recreational vehicle. Here are five things to consider about RV extended warranties:

  1. Most warranties last for three to five years, depending on the type of coverage purchased and the age of the RV.
  2. Generally speaking, new RVs will come with a manufacturer’s warranty that will last anywhere from one to five years.
  3. The length of any extended warranty depends on the company providing it, as well as what’s included in the coverage.
  4. Some companies offer longer-term plans that cover more parts and components for up to 10 years.
  5. When purchasing an extended warranty, always read the fine print so you know exactly what’s covered and for how long.

Understanding exactly what kind of coverage you need and how long you want it to last is essential when selecting an RV extended warranty. Many companies offer customizable plans that allow you to pick and choose what services you would like included in your coverage, so take some time to research before settling on a plan that meets your needs. Also, keep in mind that there may be certain exclusions or limitations with certain plans; make sure you understand these before signing anything. Ultimately, finding an RV extended warranty plan that’s right for you will require some time and effort – but it’ll be worth it in the end!

Does An RV Extended Warranty Cover Towing And Roadside Assistance?

When it comes to RV extended warranties, there is often a lot of confusion surrounding what they cover and what they don’t. Sure, they offer peace of mind – but do they really provide the coverage you need? Does an RV extended warranty cover towing and roadside assistance?

The answer may surprise you: in some cases, yes! In many instances, towing and roadside assistance are included as part of an RV extended warranty package. However, this isn’t always the case. It’s important to read through the fine print when selecting a policy to make sure that these services are covered. If not, be sure to ask your provider about any add-ons or extra services that can be included for additional fees.

Ultimately, understanding exactly what your RV extended warranty covers can help ensure that you have the coverage you need in case of an emergency breakdown or other unexpected event. Furthermore, having access to reliable roadside assistance helps give you even more peace of mind while out on the open road. Don’t let yourself get stuck in a sticky situation – know your rights and choose a plan that works for you!

Are There Any Discounts Available For RV Extended Warranties?

Searching for discounts on RV extended warranties can be like searching for a needle in a haystack – tedious and difficult. But just because it’s hard to find doesn’t mean they don’t exist. In fact, there are several ways you can save money on these warranties, so don’t despair! Let’s take a look at what discounts are available and how you can take advantage of them.

First off, many manufacturers offer discounts when customers purchase an extended warranty at the same time they buy their RV. This is not only convenient but could potentially save you hundreds of dollars. Additionally, some dealerships offer special deals on extended warranties if you purchase them during your initial visit. It pays to ask around and see what kind of discounts are available before committing to any one dealership or manufacturer.

Finally, consider purchasing an extended warranty from an independent dealer or third-party provider. While these may not come with quite as many perks as buying from the original manufacturer or dealership, they typically cost less and offer great coverage. Plus, shopping around for the best deal gives you greater peace of mind knowing that you’ve found the most affordable option for your needs.

So don’t let sticker shock get in the way of protecting your RV investment – with a little research and savvy shopping, finding a great deal on an extended warranty is within reach!


In conclusion, RV extended warranties are a valuable asset to any RV owner. Not only can they save you money in the long run, but they also give you peace of mind knowing that your investment is protected. Most RV extended warranties last for up to 5 years and cover a variety of repairs, including towing and roadside assistance. While there are no discounts available for purchasing an RV extended warranty, it’s important to shop around and compare different plans in order to get the best deal.

An interesting statistic published by AARP estimates that almost 90 percent of all recreational vehicle owners have either purchased or considered purchasing an RV extended warranty in the past year. This shows just how important these warranties can be for protecting your investment and avoiding costly repairs down the road.

Overall, investing in an RV extended warranty can be beneficial for both new and used RVs. It provides owners with additional protection against unexpected repair costs and gives them peace of mind knowing that their investment is safe from potential damage or breakdowns. Make sure to do your research before committing to a plan so you can find the best one that fits your specific needs.

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